Services
Financial Planning
It may seem basic but everything we do needs to be geared to managing our finances so that we can achieve long-term security. Polestar Financial Planning can help you map out the best routes for you to take. We will offer holistic advice that will take everything into account to ensure that every possibility is explored, every base covered, and every penny works for you.
Savings & Investments Planning
In the present economic climate, we have to work that bit harder to make the most of our savings and investments to achieve the returns we would like. Our advises at Polestar Financial Planning use all their experience and skill to maximise your money. All we can say is that you should put us to the test as soon as possible.
The value of the investment and the income they produce can go down as well as up and you may not get back as much as you put in.
Retirement Planning
We are a long time retired, which is why planning for a comfortable retirement should be regarded as a priority. Polestar Financial Planning can examine the best ways to ensure that the advice and products we recommend will produce the sort of returns that will meet your expectations and will not affect the quality of your lifestyle when you are no longer working.
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.
Protecting Your Loved Ones
The people who are most important to you are the ones that you will want to offer financial protection to. You may not always be there to help them. There are all kinds of ways to ensure that the right kind of financial provision is put in place. Polestar Financial Planning will be happy to make suggestions that will give your loved ones protection – and you peace of mind.
Inheritance Tax Planning
Inheritance has become a hot topic amongst politicians in recent years. It is one that we ignore at our peril. Without the right inheritance tax provisions the Government could benefit more from your life’s work than your family. That’s why it is important to work out what you may be liable for on death – and then talk to an expert on how best to balance things in your favour.
Estate planning is not regulated by the Financial Conduct Authority.
Mortgage Solutions (and Equity Release)
Property is likely to be the biggest financial commitment that you ever make. Mortgages can become a minefield unless you seek whole of market advice so you are not drawn into a deal that means more to the lender than it does to you. Equity release is another area that should only be considered with the advice of someone who has no strings attached. That’s why you’ll feel at home with one of our advisers.
Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it.
Equity Release – We will refer any enquires to a specialist equity release adviser who will advise you of the arrangement fees for this type of business.
Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.
Corporate Planning
When you are busy running a business on a day-to-day basis, often you haven’t the time to really look too far ahead. One of the services we offer is to help business people look at their corporate financial planning. We have the time and expertise to review financial areas that could help protect the company and benefit your business in the long term. Why not make it your business to have an informal chat with one of our advisers?
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.
Go the extra mile to help
Nicky and the team are on the ball and will go the extra mile to help. It is a pleasure to do business with people who understand your needs and respond quickly and in a pleasant manner.